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  • Eligibility

    Individuals who owns a house at Branch Area of operation

  • Purpose

    House Mortgage loan to be issued for the following purposes 1.Business Development
    2.Education
    3.Marriage
    4.House repair and Renovation
    5.Medical treatment

  • Age limit

    18 to 58 years

  • Maximum loan limit

    Rs.2000000/-

  • Rate of Interest

    11%

  • Repayment

    10 years

  • Income Criteria

    (i)Applicant income and their family income included for eligibility, Spouse income may be included incase Spouse is Co-Applicant, Rent
    (ii)Income should be 3 times of Monthly repaying amount

  • Document

    Original copies of Sale deed, Title deed, Encumbrance Certificate for 13 years Proof of Address, Proof of identity , Valuation certificate and project Estimate For business development: Business registration Certificate , GST certificate, Bank statement, Project Report, Rent agreement incase of rented building

  • Insurance

    Property to be insured at borrowers cost with bank clause against flood, earthquake, riot and other natural calamities for entire period of loan


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